A funeral may only take place after the death has been registered. There are countless decisions that have to be made by the organiser during one of the most upsetting times of their lives. Often people describe organising a funeral as baffling, terrifying, weird, overwhelming and devastating but many of these emotions can be alleviated if there was a funeral plan in place.
Not everyone wishes to have a traditional funeral, some may choose a humanist funeral, green burial or even direct cremation. So, how do you find your loved one’s directions? If they had a Will they would have provided their funeral wishes or they may have indicated they had a funeral plan and if not, you will have to make these emotional decisions.
According to latest research* a funeral arranged in the usual way costs, on average £3,675 and in London, the price of a funeral is almost double the national average.
If your loved one had available funds in their bank account then arrangements can be made for the funeral account to be paid direct from these available funds. Ask the funeral director for a full account and take this to the bank – they will arrange payment direct to the funeral director.
In certain circumstances, you can apply for Bereavement Support Payment – to see if you are eligible call the Bereavement Service helpline or pick up a form from your local JobCentre Plus Bereavement Service Helpline Telephone: 0345 606 0265.
However, you choose to arrange a funeral, you should set a budget that you stick to.
|Type of funeral||Average cost*||Includes|
|Direct cremation||£1,600.00||Collection of the deceased, a simple coffin, and return of the ashes|
|Cremation using a funeral director||£3,214.00||Collection and care of the deceased, a basic coffin, hearse and managing a simple service; but does not include an elaborate ceremony|
|Burial using a funeral director||£4,136.00||Collection and care of the deceased, a basic coffin, hearse ad managing a simple service; but does not include an elaborate ceremon|